The process

How It Works

A clean path from first conversation to funded — with no surprises about what happens to your credit or your time.

Book a call

Pick a time that works and tell us your goal and a few basics. There’s no long application to begin — just a short conversation.

Soft-pull review

We review your overall profile to map out options. Checking your options can start as a soft inquiry that doesn’t affect your credit score.

Compare options

We walk through eligible paths — loan, line of credit, or revenue-based — with the tradeoffs and total costs laid out clearly.

Choose & verify

If you decide to proceed, we’ll tell you exactly what’s needed. Finalizing an offer may involve a hard credit pull and documentation.

Get funded

After final approval and acceptance, the funding partner disburses funds. Timing varies — with some partners, that can be within 24–48 hours.

Stay supported

Questions later about renewals or a different structure? Real people are here to help you reassess as your business changes.

Checking your options is a soft inquiry that won’t affect your credit score. If you choose to move forward with a specific offer, finalizing funding may require a hard credit pull and supporting documentation, depending on the product and funding partner.

What you’ll usually need

Business basics

Legal name, time in business, industry, and how you plan to use the funds.

Bank statements

Recent business bank statements help paint an accurate picture of cash flow.

ID

A government-issued ID for the owner. Additional items may be requested by a funding partner.

Document requirements vary by product and funding partner. We’ll confirm specifics if you choose to move forward.

Start with a soft-pull review

Book a free call — no obligation, and no impact to your credit to check your options.

Book your free call