Frequently Asked Questions

Checking your options can begin as a soft inquiry, which does not affect your credit score. If you decide to move forward with a specific offer, a hard credit pull may be used depending on the product and funding partner. We’ll always let you know before that step.

Timelines vary by option and profile. With some funding partners, funds can be available within 24–48 hours after final approval and acceptance. That’s an example of what’s possible — not a promise — and your timeline depends on documentation, the product, and the partner.

Often a government-issued ID, recent business bank statements, and basic business details. A funding partner may request additional items during underwriting.

No. We’re a marketplace and referral service. We help you compare and connect with third-party funding partners; we don’t make credit decisions or fund loans ourselves.

Not really. The best fit depends on your cash flow, time in business, how you’ll use the funds, and how predictable you need repayment to be. We’ll help you compare a business loan, a line of credit, and revenue-based financing based on your situation.

No. Minimums like time in business, revenue, and FICO® are a starting point. Funding partners review the full profile and make their own decisions, and not all applicants qualify.

Booking a call to explore your options is free. Any costs of capital, fees, or terms come from the funding partner you ultimately choose, and will be disclosed by that partner before you accept anything.

Products are not available in all states or for all industries. We’ll let you know what’s available for your situation on your call.