Qualifications
Eligibility
A transparent look at the basics that help you qualify — and an honest note on what they don’t guarantee.
Typical minimums
6+ months
time in business
$150k+
annual revenue
Business
checking account
500+
personal FICO® (typical)
Minimums are a starting point, not a promise. Meeting them does not guarantee approval. Funding partners weigh the full picture — cash flow consistency, industry, existing obligations, and more — and make their own credit decisions.
What strengthens a profile
- Consistent monthly revenue and healthy bank balances.
- Few or no recent negative days / overdrafts.
- A clear, sensible use of funds and payback plan.
- Longer time in business and stable industry footing.
Things to keep in mind
- Some industries may be restricted by certain funding partners.
- Products are not available in all states.
- Rates, amounts, and terms vary and are set by the funding partner.
- Finalizing funding may require a hard credit pull and documentation.
How we use this information
Loan Pro Market is a marketplace and referral service. We use the basics you share to help match you with funding partners that may fit your situation — we don’t make the credit decision ourselves. Checking your options can begin as a soft inquiry that won’t affect your credit score.
Curious where you stand?
Book a quick call and we’ll give you an honest read — with no impact to your credit to check.